Owing a debt to a creditor is a naturally stressful experience. However, this experience can cause even greater stress than usual if a creditor or a collections agency working on behalf of a creditor is harassing you.
Creditors naturally have the right to pursue payments from debtors. That said, there are certain limitations to these rights. You may thus be able to take legal action against a creditor if they are breaking the law in their efforts to collect payment from you.
Discuss your case with a Philadelphia creditor harassment attorney at The Weitz Firm, LLC for more information. We are prepared to hold a creditor accountable if their treatment of you qualifies as harassment.
A creditor can harass you in a variety of potential ways. Often, a creditor is guilty of harassment if they in some capacity violate the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits the following:
Although this is a reasonably thorough list, it is not entirely exhaustive. You might thus not be certain whether the behaviors of a creditor who has been harassing you represent a violation of the FDCPA.
If you have any reasons whatsoever to suspect that a creditor is breaking the law, review your case with an expert at our Philadelphia creditor harassment firm. We will thoroughly explain your legal options in these circumstances.
Again, although creditors do have some legal means of seeking payments from debtors, they must be held accountable when they fail to abide by laws designed to ensure debtors are not harassed by their creditors.
Do you believe a creditor who has been attempting to collect payment from you has stepped outside the law? If so, our Philadelphia creditor harassment attorneys at The Weitz Firm can help you put an end to this treatment. Get started today by contacting us online or calling us at 267-587-6240 to schedule a consultation.